Independent Annuity Guidance

Getting educated on how annuities work is the first and most important step in considering their potential use. We offer unbiased, fiduciary guidance to help you determine if, when, and how annuities should be incorporated into your financial plan.

We hold no strong "for" or "against" positions on annuities. Rather, we allow client needs, attitudes about investing and risk, and feedback based on your own informed assessments, to dictate the advice we give.

  • How Do Annuities Actually Work?
  • What Different Types of Annuities Exist?
  • Which One Would Be Best for My Situation & Objectives?
  • Do I Give Up Control of My Money?
  • Is Anything Left to My Heirs When I Die?
  • What Backs the Guarantees?
  • How Much Do Annuities Cost?
  • How Are Annuities Taxed?
  • What Are My Risks?
  • What AreThe Pros & Cons?
  • Immediate Annuities (SPIA)
  • Qualified Longevity Annuity Contracts (QLAC)
  • Fixed Annuities
  • Indexed Annuities
  • Variable Annuities
  • Buffer Annuities
  • Living Benefit Riders


As a Fiduciary, we are obligated to always put your interests first. Our goal is simply to educate you on the options available, then help you select the strategy that is best suited for your individual circumstances. Our Annuity Guidance is always provided in a safe environment to learn, explore and consider your options.

Request a complimentary “Get To Know Us” Meeting to explore how we can help.

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410-740-1300